1st Mortgage Loans

Gateway offers the origination of mortgage loans as well as refinancing to replace a traditional lender. At the end of the 15 year compliance period there is often a need to refinance the small remaining debt on a LIHTC property to maintain the affordability of the housing.  It can sometimes be difficult for not-for-profit and other developers to obtain the financing necessary to develop and maintain this affordable housing.  An affordable first mortgage loan is critical to a property’s long-term success, and Gateway helps fill the need for this product in the St. Louis and Kansas City metropolitan regions.

You may download a copy of our first mortgage loan application below. When complete, please email your signed application and the required backup documentation to email hidden; JavaScript is required. We look forward to hearing about your affordable housing development!

GCDFI Application for First Mortgage Loan


We thank Gateway CDFI for collaborating with us on the Lemay Development Corp. urban planning project. Gateway was knowledgeable, professional, and engaging.

Jeff Mugg - Vice President, St. Louis Design Alliance Architects